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<!-- Only indexable public pages; app screens and /login are noindex (server/seo.ts). -->
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    <loc>https://theflipwise.com/</loc>
    <lastmod>2026-10-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
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  <url>
    <loc>https://theflipwise.com/flip-evaluation</loc>
    <lastmod>2026-10-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://theflipwise.com/privacy</loc>
    <lastmod>2026-10-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.2</priority>
  </url>

  <url>
    <loc>https://theflipwise.com/terms</loc>
    <lastmod>2026-10-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.2</priority>
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